You get a CFO and the finance brain they run on, so your numbers keep working between meetings.
Which of these are you getting ready for?
We build and operate the CFO function for business owners and founders, and help CFOs modernize and scale theirs.
A fractional CFO is a senior finance leader who works with your company part-time. Paloe is a Singapore CFO advisory firm, operating since November 2015, with teams in Singapore, Malaysia and Indonesia.
Growing into new markets, outlets or products.
Selling, buying or merging a business.
Raising your next round.
Facing an audit, or a stricter one.
Most fractional CFOs give you a person two days a month.
We give you a CFO and the finance brain they run on.
We fix the process first, then automate.
Judgement, advice and sign-off from a named CFO.
Month-end closed on time. Management accounts and balance sheet schedules every month.
A board pack of ten numbers or fewer, each one defined.
Same CFO, same finance brain. The focus changes with where you are heading.
What ready means
You know which market, outlet or product line makes money before you put cash into the next one. You can see your runway and the funding the next step needs, and your reporting holds up when the business doubles in size.
What your fractional CFO does
What ready means
Whether you are selling, buying or merging, the other side can trust your numbers without relying on one person’s memory. Your accounts are clean, you know what drives the value, and your data room is ready before the first serious conversation, not after it.
What your fractional CFO does
What ready means
At Series A, investors stop buying the dream and start buying the numbers. Ready means your key metrics have clear definitions, your model ties back to your actuals, and diligence tests your numbers and finds them sound.
What your fractional CFO does
What ready means
The auditor finds what you said they would find. Every balance on your balance sheet has a schedule that proves it, your controls are written down and followed, and the audit is a check, not a scramble.
What your fractional CFO does
What ready means
You know which market, outlet or product line makes money before you put cash into the next one. You can see your runway and the funding the next step needs, and your reporting holds up when the business doubles in size.
What your fractional CFO does
What ready means
Whether you are selling, buying or merging, the other side can trust your numbers without relying on one person’s memory. Your accounts are clean, you know what drives the value, and your data room is ready before the first serious conversation, not after it.
What your fractional CFO does
What ready means
At Series A, investors stop buying the dream and start buying the numbers. Ready means your key metrics have clear definitions, your model ties back to your actuals, and diligence tests your numbers and finds them sound.
What your fractional CFO does
What ready means
The auditor finds what you said they would find. Every balance on your balance sheet has a schedule that proves it, your controls are written down and followed, and the audit is a check, not a scramble.
What your fractional CFO does
One hour. Tell us what you are getting ready for.
Fix the processes. Choose and define the numbers that matter.
Close on time, management accounts and a board pack, every month.
For the expansion, the M&A deal, the round or the audit.
More detail: Finance Function Outsourcing · Financial Modelling · Raising Capital · Exit Planning · Outsourced and virtual CFO
We partner CFOs to modernize and scale the finance function.
You keep the seat and the judgement. We bring the method and the team.
An AI-driven MIS with COMPASS: choose the metrics, define them, prove the data is ready, then build.
We review the finance function, confirm each gap on evidence, find its root cause and fix it at source. Technology comes last.
Board packs that answer back, so your team spends time on decisions, not on preparing reports.
Founded and led by Sam Lee, CEO. Meet the leadership team →
Updated November 2026
A fractional CFO is an experienced chief financial officer who works with your company part of the time, instead of joining full-time. You get CFO judgement on cash, reporting, fundraising and growth decisions at a stage when a full-time CFO salary does not yet make sense. At Paloe, the fractional CFO also builds the finance function they run on.
At Paloe, a fractional CFO costs S$800 to S$3,000 per day. Where you fall in that range depends on the scope, how complex the business is, and how much CFO time you need each month. A Series A or M&A engagement is scoped for a set period. You get a written quote after the free gap analysis.
Most fractional CFOs give you a person two days a month. We give you a CFO and the finance brain they run on: processes fixed at source, a short list of defined numbers, and reporting built on one trusted source. Your finance function keeps working between meetings, so your CFO spends their time advising rather than chasing data.
Usually when one of four things is coming. You want to expand into new markets, outlets or products. You want to sell, buy or merge a business. You are raising a Series A or B round. Or you face an audit, or a stricter one. Each needs numbers others can trust, and a CFO function that can produce them.
Yes. With CFOs, we partner them to modernize and scale the finance function. Your CFO keeps the seat and the decisions. We review and fix finance processes at source, then build an AI-driven MIS with COMPASS, on numbers that are defined and trusted, so your team spends less time preparing reports and more time on decisions.
Yes. Series A fundraising and SME M&A are part of how our fractional CFO works. We build the financial model, valuation and data room, prepare the numbers investors or buyers will test, and work beside you through due diligence and deal terms. Getting ready starts well before the first investor or buyer meeting.
An outsourced accountant keeps your books and files your returns. A virtual CFO reviews your reports remotely and advises. A fractional CFO leads the finance function part-time: cash, reporting, fundraising and deals. At Paloe, the fractional CFO also builds the finance brain they run on, so the work continues between meetings.
Yes. Paloe has teams in Singapore, Malaysia and Indonesia, so we can support companies that operate across the region, and founders abroad who are raising money or buying a business in Singapore.
Find the gaps before your investor, buyer or auditor does.
One hour, no charge. Tell us what you are getting ready for.
